Attention

All Bell Bank locations and offices will be closed Monday, January 18, in honor of Martin Luther King Jr. Day. With the federal holiday, transactions after close of branch on Friday, January 15, will be processed on Tuesday, January 19.

Compare checking accounts

America's Best Checking is worth the switch!

We haven't found a free checking account in America that beats all the frees we give our customers. That's why it's America's Best!

You'll still get all those frees if you choose an interest checking account, too. You can't go wrong.

Why Bell

At Bell Bank, you can always count on real people with real expertise. You’ll feel good about your local, independent bank that’s here when you need us.

Find financial guidance in our Advice Center

America's Best Checking

Enjoy all the frees, with no sneaky fees!

  • No minimum balance
  • No service charge
  • $50 minimum deposit to open

Technology & Security

Convenience & Savings

1 All the convenience of mobile check deposit, standard bill pay, person-to-person payments and more.
2 CardValet is a registered trademark of Fiserv, Inc.
3 Use any ATM nationwide, and we'll refund their fees (first 4 on your monthly bank statement).
4 Bell matches 5% of your purchase “round-ups,” up to $250 a year. The 5% ChangeSaver match will be reported to the IRS on Form 1099INT.
5 Buy up to 10 every year with no fee. Monthly fee of $2.95 after 12 consecutive months of inactivity.


Switching banks is easier than you think! Learn how

Want to see the difference? Compare your bank


Choose from these convenient ways to open your America’s Best Checking account:


America's Best Interest Checking

Get all the frees of America's Best checking, and earn interest with this account.

  • Minimum $500 balance to earn interest and avoid service fee
  • $50 minimum deposit to open

Technology & Security

Convenience & Savings

1 All the convenience of mobile check deposit, standard bill pay, person-to-person payments and more.
2 CardValet is a registered trademark of Fiserv, Inc.
3 Use any ATM nationwide, and we'll refund their fees (first 4 on your monthly bank statement).
4 Bell matches 5% of your purchase “round-ups,” up to $250 a year.
5 Buy up to 10 every year with no fee. Monthly fee of $2.95 after 12 consecutive months of inactivity.


Switching banks is easier than you think! Learn how


Choose from 3 convenient ways to open your America’s Best Checking account:



View today's rates

America's Best Premier Interest Checking

Earn interest on higher checking balances with this account, plus enjoy all the frees of America's Best checking.

  • Minimum $5,000 balance to earn interest and avoid service fee
  • $50 minimum deposit to open

Technology & Security

Convenience & Savings

1 All the convenience of mobile check deposit, standard bill pay, person-to-person payments and more.
2 CardValet is a registered trademark of Fiserv, Inc.
3 Use any ATM nationwide, and we'll refund their fees (first 4 on your monthly bank statement).
4 Bell matches 5% of your purchase “round-ups,” up to $250 a year.
5 Buy up to 10 every year with no fee. Monthly fee of $2.95 after 12 consecutive months of inactivity.


Switching banks is easier than you think! Learn how


Choose from 3 convenient ways to open your America’s Best Checking account:



View today's rates

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Find a personal banker near you.

Meet with a personal banker who can help you with financial services you need.

Find an expert

Build your savings with every purchase!

We’ve simplified saving! With ChangeSaver, you can add to savings automatically every time you use your debit card.

Here’s how

How to Pay – Safe & Contact-Free

Time to ditch the wallet! Use contactless pay on your Apple, Google or Samsung phone, and pay without touching a keypad. (It’s safe AND trendy!)

Check It Out

Gifts That Change Lives

Bell’s unique Pay It Forward initiative has empowered more than $16 million in giving and changed thousands of lives. Check out our stories (but have a tissue handy!).

Watch Stories